Social Security Benefits Calculator

A rough estimate: we assume your earnings over your career, adjusted to today’s wages, were like this year’s. SSA uses your 35 best years; missing years count as zero.

Born on January 1? Use the year before, as SSA does.

Result$2,377/moEstimated monthly benefit claiming at 67Full retirement age: 67 · Benefit at full retirement age (PIA): $2,377.20 · AIME: $5,000No reduction and no credit at full retirement age · Per year: $28,524
Claim atPer monthOf PIA
62$1,66470%
Full retirement age, 67$2,377100%
70$2,947124%
Rough estimate in today’s wage levels, with the 2027 bend points.Estimate before Medicare premiums and taxes. Your official estimate is in your my Social Security account.Based on 9 official sources · reviewed October 17, 2026

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